Dental Insurance & Financing in Wenatchee, WA

Understanding your payment options shouldn’t feel like a second job. At Wenatchee Dental Arts, we’re committed to making quality dental care accessible and affordable for every patient we serve — whether you carry insurance or not. Request an Appointment

Financing Information

Flexible Payment Options With CareCredit

Cost should never stand between you and the smile you deserve. That’s why Wenatchee Dental Arts offers CareCredit, a healthcare credit card designed to give patients a simple, manageable way to pay for dental treatment, including procedures that may not be fully covered by insurance. Whether you’re planning a smile makeover, considering dental implants, or simply keeping up with routine care, CareCredit puts your treatment within reach.

CareCredit offers several advantages that make financing your care straightforward:

  • Quick approval process: Applications take only a few minutes, and you’ll receive a credit decision right away.
  • Flexible payment plans: Choose from a variety of financing options that fit your monthly budget.
  • Immediate scheduling: Once approved, you can schedule your appointment before your card even arrives.
  • Reusable credit: Use your CareCredit card for future dental visits as well as other healthcare providers.

Our team is happy to walk you through the application process and answer any questions you have about using CareCredit at our Wenatchee office. Investing in sedation dentistry or restorative care is one of the most meaningful decisions you can make for your health and confidence — with CareCredit, that investment doesn’t have to happen all at once.

 
The convenient healthcare financing solution.

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details. Note: Collection of patient information by CareCredit is governed by CareCredit’s own privacy and data collection practices, and is NOT governed by the privacy policies on this Practice’s website.

Insurance Information

In-Network and Out-of-Network Coverage

Navigating dental insurance can feel overwhelming, but our team is here to help every step of the way. According to the American Dental Association, there are many different types of dental benefit plans, each with its own rules around networks, coverage limits, and reimbursement. Wenatchee Dental Arts operates as a fee-for-service practice and is proud to be in-network with two of the region’s leading carriers.

Dental insurance and financing options at Wenatchee Dental Arts in Wenatchee WA

For patients who carry other insurance plans, we work with you as an out-of-network provider. You submit your claim to your insurance company directly, and they will reimburse you according to your plan’s out-of-network coverage. Our team will provide all the documentation you need to make that process as smooth as possible. Dr. John Divis, DDS, FAGD and our team believe that every patient in Chelan, Douglas, Grant, and Okanogan counties deserves access to exceptional dental care, regardless of their insurance situation.

We are currently in-network with the following insurance carriers:

✓   Delta Dental
✓   Premera Blue Cross

If you have questions about your specific coverage, call our office before your visit. We’re happy to help you understand your benefits and plan accordingly.

Frequently Asked Questions

We understand that questions about insurance and financing come up often. Below, we’ve answered the most common ones to help you feel confident before your visit to our Wenatchee dental office.

What does it mean that Wenatchee Dental Arts is a fee-for-service practice?

Being a fee-for-service practice means we set our fees based on the actual cost of providing high-quality care, rather than being limited by insurance plan reimbursement rates. This allows Dr. Divis to focus entirely on what is best for your dental health without restrictions. Patients with in-network insurance (Delta Dental or Premera) receive their contracted benefits. Patients with other plans can still be seen and can submit claims to their own insurer for potential out-of-network reimbursement.

Do I need dental insurance to be a patient at Wenatchee Dental Arts?

Not at all. Many of our patients do not carry dental insurance, and we welcome everyone regardless of coverage. For those without insurance, CareCredit financing offers a flexible way to manage the cost of your care. Our team is always available to discuss your options and help you find a plan that makes treatment affordable for your specific situation.

How do I apply for CareCredit before my appointment?

Applying for CareCredit is quick and easy. You can apply online at carecredit.com and receive a credit decision within minutes. Once approved, you can call our office to schedule your visit right away, even before your card arrives. Our front desk team is happy to assist you — contact our office to get started or learn more about your financing options.

Testimonials

"Thank you to Dr. Divis and staff. I highly recommend for any of your dental needs. Great patient care. Complety trust this team. 5 star service"
Barb L.
"I have been a patient for 10 years. Dr John Divis is great and I enjoy the personal interaction. The new hygienist Pam is a great hire and she may be my favorite."
Andres G
"Awesome experience with Yvonne, Pam, and Dr.John. They gave me the most detailed cleaning I’ve ever had, and I’ve gone through 5 dentists in the valley. My family and I greatly appreciate the work you all do, and I can’t wait to come back and get wisdom teeth removed!"
Preston C
Thank you very much John, Connie, Pam, Kassie and everybody else at Wenatchee Dental Arts. You all made my visit very pleasant. I appreciate you! "
Raul R
"Everyone from the front office to Dr Divis made me feel comfortable from the moment I walked through the door.. Everyone is kind and compassionate taking time to calm my nerves.explaining everything that was going to happen .I had dental work using sedation I was very well cared for…Thank you …Alice"
Alice N

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

A healthy, beautiful smile helps you approach the world with confidence
and it helps to have financial options when deciding about treatment options.
CareCredit is a healthcare credit card
exclusively for your health, beauty and wellness expenses.
The CareCredit credit card can help you get the dental care you need and want
to achieve the smile you’ve always dreamed of.
We’re here for one reason to make it easier for families to have access
to the care they want to help them feel and look their best.
And it’s reassuring to know that nine out
of 10 card holders would recommend CareCredit to a friend.
Ideal for treatment and services not
covered by insurance CareCredit is perfect for all your dental
care, including co-pays, deductibles and other out-of-pocket costs
not covered by insurance.
Accepted at more than 175,000 providers nationwide,
CareCredit can be used for everyone in the family, for dentistry,
cosmetic procedures, LASIK surgery, eyeglasses, hearing aids and much more.
It can also be used for those other beloved family members.
Our pets.
It’s easy to apply for CareCredit
and you’ll receive an answer almost immediately.
Once you’re approved,
you can use CareCredit to pay for treatment even before you get your card,
eliminating the need to postpone or stretch out treatment.
Once you have the CareCredit healthcare credit card, you can reuse it over
and over again with no need to reapply, subject to credit approval.
Your practice has made financing options
available and will be happy to provide you with information about how they work.
Speak to your practice team to learn more.
It only takes a few minutes to apply and you can do it right now.
CareCredit is all about making it easy
for you to achieve a bright, beautiful and healthy smile.
Use your smartphone now to go online
to learn more and apply at CareCredit.com.